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Mukhya Mantri Mahila Udyamita Abhiyan (Lakhpati Baideo Scheme): This scheme is an initiative introduced by the Assam government aimed at empowering women entrepreneurs. The program targets 40 lakh women with the goal of helping them achieve an annual income of ₹1 lakh by providing financial assistance of ₹35,000. This scheme, also known as the “Lakhpati Baideo Scheme,” is part of the broader Mukhya Mantri Mahila Udyamita Abhiyan.
This initiative is a significant step towards empowering women economically and fostering entrepreneurship at the grassroots level.
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Mukhya Mantri Mahila Udyamita Abhiyan overview
Name of the scheme | Mukhyamantri Mahila Udyamita Abhiyan |
Launched by | Assam Government |
Other Name of Scheme | Lakhpati Baideo Scheme |
Financial help provided | ₹35, 000 |
Budget | ₹3,900 crore |
Beneficiaries | 40 lakh women |
Total beneficiaries | 40 lakh women |
Objective of Mukhya Mantri Mahila Udyamita Abhiyan
The Assam Chief Minister announced the “Lakhpati Baideo Scheme” as part of the Mukhya Mantri Mahila Udyamita Abhiyan. This ambitious project aims to empower women workers by helping them achieve an annual income of ₹1 lakh. Key objectives of the initiative include:
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- Empowerment: Enable 40 lakh women to become economically self-reliant.
- Financial Assistance: Provide ₹35,000 in financial aid to each of the 40 lakh women participants.
- Income Generation: Ensure that each woman can earn an annual income of ₹1 lakh.
- National Vision: Contribute to the Prime Minister’s goal of creating two crores of ‘Lakhpati didis’ across the country.
This initiative is designed to support and enhance women’s livelihoods in Assam, fostering entrepreneurship and financial independence.
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Features and Benefits of the Lakhpati Baideo Scheme
The Mukhya Mantri Mahila Udyamita Abhiyan, also known as the Lakhpati Baideo Scheme, offers several features and benefits designed to empower women and promote entrepreneurship among self-help group (SHG) members in Assam. Key features and benefits include:
- Financial Support:
- First Year: Each SHG worker will receive ₹10,000.
- Second Year: The government will provide ₹12,500, with an additional ₹12,500 as a bank loan, totaling ₹25,000 over the next two years.
- Business Plan Requirement: Beneficiaries must submit a business plan to receive financial support.
- Economic Empowerment: The scheme aims to help women attain an annual income of ₹1 lakh, promoting financial independence and entrepreneurship.
- Population Control Initiatives: The scheme will also be integrated with Assam’s population control measures. Welfare schemes will be linked to these initiatives for the benefit of mothers and sisters.
- Budget Allocation: The scheme is implemented at an estimated cost of ₹4,000 crore, reflecting the government’s significant investment in women’s economic empowerment.
By providing structured financial aid and encouraging business planning, the Lakhpati Baideo Scheme seeks to uplift women economically and support sustainable development in Assam’s rural areas.
Eligibility Criteria of Mukhya Mantri Mahila Udyamita Abhiyan
Women who wish to avail themselves of the benefits of the Mukhya Mantri Mahila Udyamita Abhiyan must meet the following criteria:
- Family Size:
- Beneficiaries belonging to Scheduled Castes (SC) and Scheduled Tribes (ST) should not have more than four children.
- Beneficiaries in the General and Other Backward Classes (OBC) categories should not have more than three children.
- Girl Child Education:
- If a beneficiary has a girl child, she must enroll her in school.
- If the girl child is too young for school, the SHG member must pledge to enroll her in school when she reaches the appropriate age.
- Amrit Brikshya Andolan Participation:
- Beneficiaries who are part of the Amrit Brikshya Andolan must ensure that the trees planted under this initiative are still standing and maintained.
Implementation Process for Lakhpati Baideo Scheme
- Submission of Business Plan:
- Beneficiaries must create and submit a detailed business plan.
- The business plan needs to be approved and endorsed by the government.
- Initial Grant:
- In the first year, each qualified member will receive an initial payment of Rs 10,000.
- Subsequent Funding:
- Over the next two years, beneficiaries will receive a total of Rs 25,000.
- This amount will be split as follows:
- Rs 12,500 will be provided by the government.
- Rs 12,500 will come as a bank loan.
- Funding Utilization and Monitoring:
- Beneficiaries must utilize the funds as per the approved business plan.
- The implementation and utilization of funds will be monitored to ensure proper usage.
By following these steps, the beneficiaries will be able to effectively utilize the financial support to establish and grow their entrepreneurial ventures, thereby achieving the scheme’s goal of empowering women to earn an annual income of ₹1 lakh.
Mukhya Mantri Mahila Udyamita Abhiyan Apply Process
To apply for the scheme, follow the given application process:
- Availability of Application Forms:
- The government has mentioned no online application process.
- Application forms will be available in offline mode through the nearest Panchayat office.
- Forms will be distributed free of cost on specific dates only.
- Application Form Details:
- Ensure you collect the official form from the Panchayat office.
- Note that photocopies of the form will not be accepted.
- Filling the Application Form:
- Enter all required personal and business details accurately in the application form.
- Attach Required Documents:
- Gather and attach all necessary documents as specified in the application form.
- Submission:
- Submit the completed application form along with the attached documents to the respective department at the Panchayat office.
By following these steps, eligible women can apply for the Mukhya Mantri Mahila Udyamita Abhiyan and avail themselves of the benefits to support their entrepreneurial ventures.